Entries by Diahanna Vallentine

Questions to Ask Your Healthcare Team

It’s not always easy to know what questions to ask about your care or the care your loved one is receiving. On the following pages, you’ll find lists of questions […]

Asking for Financial Assistance Opportunities

If you find you are uninsured or underinsured and cannot meet your financial obligation for paying medical bills or paying for prescription drugs, you may have options. Opportunities for Assistance […]

Managing Financial Stress in an Uncertain Politically Charged Environment

I noticed in the last few weeks that I’ve been having a really difficult time sleeping. I experienced heart palpitations as well as short periods of minor panic attacks. This […]

Understanding Clinical Trials and Associated Cost and Mitigating Financial Stress

Remember the law that passed 2 years ago that prevented medical debt of under $500 from hitting your credit report? That was good news for many people. That, however, doesn’t […]

Estate Planning: Secure Your Future, Protect Your Legacy

Estate Planning is probably the least understood area of financial planning. It is also possibly one of the most important components of a solid financial plan. Many people think it […]

How Does a Disability Impact Spending in Retirement?

For a variety of reasons, people who have suffered a disability before retirement age and after finding themselves having to manage their spending in retirement quite differently than if they […]

Changes to Medicare Part D in 2024 and 2025

The Inflation Reduction Act of 2022 put into play some major changes to Medicare Part D enrollees. The purpose of the changes was to reduce out-of-pocket costs for prescription drugs. […]

Negotiating Debt, Managing Your Finances and Gaining Financial Security

Debt can be crushing. It can cause people to delay marriages, purchasing of a home and even decline or delay needed medical treatment. In fact, one of the leading causes […]

Hospital Charity Programs: What You Need to Know

Understanding Hospital Charity Programs Many of you may be aware that some laws have changed regarding reporting of medical debt to credit agencies. Those new laws are most favorable to […]

Medical Bills Collections, and Your Credit Score and Upcoming Changes

Many people don’t realize that their credit report may contain medical bills in collection that can seriously affect their credit score. Even if you’ve been paying your credit cards, mortgage, […]

Self-Education Is the Basis of Better Health Outcomes, Physically, Mentally, and Financially

We have all heard the phrase, “Hindsight is 20/20”. Yes, it can be, if we know to look and be retrospective and heed the lessons learned. However, too many of […]

How Medical Financial Hardship Can Affect Your Health

How Does Your Finances Affect Your Health? In 2002, my husband was diagnosed with MGUS, a precursor to Multiple Myeloma. As many of you have also experienced, your life changes. […]

Is Inflation Adding to Your Financial Burden?

The stock market was doing well, until it wasn’t. For those of you who are invested in the market, things have been going splendidly for quite a while. Then comes […]

Medicare Doesn’t Cover Free At-Home Covid Tests, But You Still Have Other Options to Attain Free Ones

The Biden Administration’s new mandate that insurers cover the cost of at-home test did not include beneficiaries of Medicare. This is very unfortunate because Medicare recipients are the largest at-risk […]

Understanding the Oncology Care Model

Some of you may have received a letter from your oncologist notifying you that your oncologist is participating in a program called the Oncology Care Model. It was sent out […]